Ставки по ипотеке в США держатся на одном уровне, несмотря на растущий геополитический риск

Mortgage rates held relatively steady after a spike in early February.

In the week ending 24thFebruary, 30-year fixed rates slipped by three basis points to 3.89%. 30-year fixed rates had jumped by 23 basis points in the week prior. 30-year fixed rates held above the 3% mark for a 15thconsecutive week.

Compared to this time last year, 30-year fixed rates were up by 92 basis points.

30-year fixed rates were still down by 105 basis points, however, since November 2018’s last peak of 4.94%.

Economic Data from the Week

U.S economic data was on the light side in the first half of the week. Private sector PMI and consumer confidence figures for February were in focus. The numbers were positive, with a sharp pickup in service sector activity positive for U.S Treasury yields.

In February, the services PMI jumped from 51.2 to 56.7, driving the composite PMI from 51.1 to 56.0. While private-sector PMIs were positive, consumer confidence weakened. In February, the CB Consumer Confidence Index slipped from 111.1 to 110.5.

While the stats were upbeat, geopolitics weighed on demand for riskier assets in the week.

Freddie Mac Rates

The weekly average rates for new mortgages as of 24thFebruary were quoted by Freddie Mac to be: